Mortgage Calculator

Estimate your regular repayments and total loan costs.

Estimated Results

Summary of your mortgage calculations.

Estimated Monthly Repayment

$3,160

Total Loan Principal: $500,000

Estimated Total Interest: $637,722

Total Amount Repaid: $1,137,722

Calculator results are estimates only and do not represent lending approval or personalised financial advice. Actual repayments and interest costs will depend on individual circumstances.

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Pay Loan Faster

Calculate your potential time and interest savings with extra repayments.

Estimated Payoff Savings

Impact of making regular additional repayments.

Estimated Time Saved

4 Yrs 8 Mos

Estimated Interest Saved: $102,450.12

Revised Loan Term: 20 Yrs 4 Mos

Base Repayment: $2,963.85 / mo

Revised Repayment: $3,263.85 / mo

Calculator results are estimates only and do not represent lending approval or personalised financial advice. Actual repayments, savings, interest rates and loan terms will depend on individual circumstances.

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The information on this website is of a general nature only and is not intended to be personalised financial advice. It does not take into account your individual objectives, financial situation, or needs. Before making any financial or lending decisions, we recommend you seek professional advice that is specific to your circumstances.

Some content on this website may be sourced from third parties. While Star Mortgage has taken reasonable steps to ensure accuracy, we do not guarantee that the information is complete, reliable, or up to date. We accept no responsibility for any errors, omissions, or outcomes resulting from the use of this information.

By using this website, you acknowledge that Star Mortgage is not liable for any direct or indirect loss arising from reliance on the information provided.